Today’s Mortgage
Rates as Low as

2.888% APR*

15 Year Fixed Conforming1

Apply now

Buying doesn't have to be complicated

especially if you know the steps to take ahead of time.

Step 1: Get Prequalified

So we looked at how the home loan process can slow you down. Answer a few questions and you'll know how much home you can afford. Do you have questions? Our friendly and knowledgeable Advisors are here to help.

Get Prequalified Today

Talk with an Advisor

Step 2: Shop For a Home

Finally, a loan process that rewards you. HomeAdvantage®3 helps you search, buy, sell and save on your next home while earning HomeAdvantage Cash Rewards** averaging $1,500.*** Whether you’re buying or selling – HomeAdvantage® is available to you, at no cost!

Find a Home

Step 3: Work with a Mortgage Advisor

Our personal Mortgage Advisors are here to guide you through your next steps, including the mortgage application. We've made it easy to apply, track your progress, upload documents and communicate with your Mortgage Advisor.

Talk with an Advisor

Start your Application

Step 4: Close Your Loan

Your big day is finally here – it’s closing time! Our Mortgage team works diligently to prepare all the paperwork and handle all the details for a smooth close. In fact, we guarantee we’ll close your loan by the contract closing date or we’ll give you a $500 credit toward closing costs.4

What types of mortgages are there?

Fixed Rate Mortgage

Looking to have your payment stay the same for the entire loan term? A fixed rate mortgage is your best bet. With a fixed rate conventional loan, you'll have peace of mind knowing your monthly principal and interest payments will remain exactly the same, for the life of the loan. Fixed-rate loans are available in 10, 15, 20, and 30 year terms, with options to eliminate mortgage insurance.

Adjustable Rate Mortgage

An Adjustable Rate Mortgage, sometimes referred to as an ARM, has a lower rate and lower monthly payments for the first 3, 5 and 7 years, depending on the term you choose. But after an initial period, your rate and payment may change, based on interest rates at the time.

Jumbo Mortgage

If you need a home loan over $484,350, then consider a Jumbo loan. A Jumbo loan offers low rates and a choice between fixed and adjustable rates.

FHA Mortgage

Are you a first-time homebuyer or worried you don't have enough money for closing costs or a down payment? A Federal Housing Administration (FHA) loan could be right for you. With an FHA loan, your down payment could be as little as 3.5%, and you can apply with less-than-perfect credit history. FHA was developed to provide homebuyers an alternative to conventional financing.

VA Mortgage

If you’re an active military member or a military veteran, a VA mortgage is a smart choice. Veterans Affairs (VA) loans have helped millions of veterans and their families become homeowners. All VA loans are guaranteed by the federal government and offer borrowers no down payment, no mortgage insurance, and relaxed credit standards with competitive rates.

Other Loan Options

Do not see the loan you need or have a unique situation? Talk with a Mortgage Advisor today. See what options are available, learn the advantages of each, and decide which works best for your situation.

Customize your rate.

  Rate APR Points Monthly Payment
30 Year Fixed 3.250 % 3.317 % 0.000 $783.00
20 Year Fixed 3.125 % 3.219 % 0.000 $1,010.00
15 Year Fixed 2.750 % 2.888 % 0.125 $1,222.00
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Mortgage Key Terms

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Spanish-speaking Mortgage Advisors are available.

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